PREPARATORY QUESTIONS

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BANKING/FINANCIAL KNOWLEDGE

PREPARATORY SET-02

Direction (Qs.1-20): Study the following questions carefully and choose your answer from the given five options.

Question No : 1

Which of the following is NOT a scheduled Commercial Bank?

(1) IDBI Bank             

(2) Axis Bank              

(3) HDFC Bank

(4) NABARD                        

(5) Kotak Mahindra Bank

Question No : 2

POSCO is a company which manufactures _______

(1) Cement      

(2) Sugar         

(3) Pharma products

(4) Textiles      

(5) Steel

Question No : 3

The financial results of banks and other organizations normally are expressed in quarters.

What does Q-1 means?

(1) Results of January–March 

(2) The period when the profits were highest

(3) Profits during July–September      

(4) Performance during April–June  

(5) None of these

Question No : 4

Which of the following certainly is an effort in the direction of Financial Inclusion?

(1) Internet Banking   

(2) Anywhere Banking                                   

(3) No-frill Accounts

(4) Foreign Currency Accounts          

(5) All of these

Question No : 5

Which of the following scheme is launched to make cities in India slum-free?

(1) Rajiv Awas Yojana           

(2) Jawaharlal Nehru National Urban Renewal Mission

(3) Bharat Nirman      

(4) Indira Awas Yojana           

(5) None of these

Question No : 6

Which of the following is not a Constitutional Body?

(1) Election Commission         

(2) Union Public Service Commission

(3) Planning Commission      

(4) Finance Commission                     

(5) None of these

Question No : 7

Wages to workers of which of the following is now revised and are based on the Consumer

Price Index (CPI)?

(1) Health Workers in Rural Areas     

(2) Teachers involved in Operation Black Board

(3) MGNREGA                     

(4) Anganwadi workers         

(5) None of these

Question No : 8

The ‘Fifth Vibrant Gujarat Summit’ was organized in January 2011.  This in fact was a _____

(1) cultural meet                     

(2) Meeting of volunteers of political parties                         

(3) summit to attract investors to Gujarat    

(4) global-conference to create awareness for climate change

(5) None of these

Question No : 9

Which of the following Acts is specially launched to facilitate banks in recovery of bad loans?

(1) RBI Act                  

(2) Banking Regulation Act    

(3) Companies Act

(4) Income Tax Act     

(5) SARFAESI Act

Question No : 10

How many banks were nationalized in July 1969, when first Nationalization took place?

(1) 5    

(2) 8    

(3) 10  

(4) 14

(5) None of these

Question No : 11

The financial assistance of loans of Rs.10,000 by a bank to a very small borrower will be called_

(1) Business finance    

(2) Govt. finance                     

(3) Micro finance      

(4) Small finance                                 

(5) KYC finance

Question No : 12

What is the name of the world’s smallest republic which has an area of 21 sq. km only?

(1) Palermo                 

(2) Vatican City          

(3) Namur                   

(4) Nauru                  

(5) None of these

Question No : 13

The Head Office of the Unique Identification Authority of India is located in _____

(1) Bangalore  

(2) Mumbai     

(3) New Delhi           

(4) Chennai     

(5) Hyderabad

Question No : 14

Which of the following is called the Bankers’ Bank in India?

(1) State Bank of India

(2) Central Bank of India        

(3) NABARD

(4) Reserve Bank of India    

(5) None of these

Question No : 15

ONGC has found the reserves of Shale Gas, for the first time in India, in ____

(1) Maharashtra          

(2) West Bengal        

(3) Rajasthan   

(4) Orissa        

(5) None of these

Question No : 16

Who amongst the following can NOT work as a ‘Business Correspondent’ as given in the

scheme launched by the banks?

(1) Kirana Store                      

(2) Self Help Group                

(3) Post Office                                

(4) A Bank Officer    

(5) Cooperative Society

Question No : 17

Some banks are financing big projects like “Construction of Roads/Bridges etc.  Financing to

such-projects means banks are helping exactly in _____

(1) Infrastructural Development       

(2) Developing Core Sector Industry

(3) Project Management          

(4) Financial Inclusion 

(5) All of these

Question No : 18

Which of the following is not a direct tax?

(1) Income Tax            

(2) Estate duty          

(3) Wealth Tax

(4) Sales Tax   

(5) None of these

Question No : 19

As we know lot of new concepts are being used in the field of banking these days.  Which of

the following is not one such concept/product directly associated with banks?

(1) e-payment             

(2) ATM/Debit Card  

(3) SMS Alert                             

(4) Demat Account     

(5) Number Portability

Question No : 20

Which of the following is NOT a Nationalized Bank?

(1) Union Bank of India          

(2) Central Bank of India        

(3) Yes Bank

(4) Syndicate Bank      

(5) Indian Bank